Critical Evaluation On The Effectiveness Of Debit

ST. AUGUSTINE UNIVERSITY OF TANZANIA (SAUT)

RESEARCH PAPER.

TOPIC:CRITICAL EVALUATION ON THE lastingness OF DEBIT CARD TECHNOLOGY IN BANKING INDUSTRY.

CASE speculate:CRDB Bank Nyerere Branch-Mwanza.

SUPERVISOR: .

SUBMITTED BY:Sebastian Gentanyi bhoke

ABSTRACT

calculate card utilize at the point of sale has grown dramatically in recent years in Tanzania, and
Now, it almost exceeds the number of identification card proceedings done per year.

However, there are hush up many questions that remain regarding patterns of calculate card expend, consumer preferences when utilize debit cards, and how consumers might respond to explicit pricing of the cards transactions. Using a new nationally representative consumer survey, this typography describes the current use of debit cards by customers in the banking industry a case of CRDB Bank, including how demographics affect the use.

Additionally, consumers stated reasons for using debit cards are also used to fail how consumers substitute among debit and other wages instruments. I also went as far as examining the relationship between household financial conditions and choice of payment.

Finally, I use a key variable on bank-imposed transaction tilts to analyze expenditure sensitivity of a debit card use, and came up with a 12 percent decline in overall use in reaction to a mean 1.



8 percent fee charged on certain debit card transactions; we believe this represents the very first microeconomic evidence in Tanzania on price sensitivity for a card payment at the point of sale.

CHAPTER ONE.

BACKGROUND OF THE STUDY.

1. INTRODUCTION

This chapter serves as a safe general introduction to the study. It sets the background of the problem, statement of the problem, main/general objective, specific objectives, research questions/hypothesis, significance of the study, scope of the study, definition of terms and summary.

2. Overview of the Debit card use in Tanzanias banking industry

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